So, we recently ran a poll with US shoppers to see how they are paying for stuff online, especially with all the buzz around Buy Now, Pay Later (BNPL) options. It turns out that credit and debit cards are still king, with 78.26% of people using cards like Visa, Bank of America, Wells Fargo, and Chase for their online purchases. About 19.57% went for fast checkout options like PayPal or ShopPay, and just 2.17% are using BNPL services like Klarna, Affirm, or AfterPay.

When we asked about BNPL specifically, PayPal was the big winner, with 65.91% of folks saying they used it in the last year. Affirm, Klarna, and AfterPay each got 11.36%, while other BNPL options like ChargeAfter, Splitit, and Sezzle were basically invisible in the results.

As for missed payments, 13.16% admitted they've dropped the ball on BNPL payments. But only 10.53% said they got contacted by collections agencies for unpaid stuff, while the majority (81.58%) didn't have any drama with payments.

BNPL is growing, but good old? credit and debit cards are still the go-to for most online shoppers. And most BNPL users are on top of their payments, with only a few running into issues.

Based on the poll results, it?s pretty damn clear folks think China is gonna dominate the EV market. Nearly 60% of the votes (1247 out of the total) went to China, making it the undisputed heavyweight. People see China pumping out EVs like crazy, with tons of government support, cheap production, and a massive customer base that?s eager to go electric. They?re not just playing the game?they?re setting the rules.

Meanwhile, the US grabbed around 26% of the votes (544 total). That?s solid, but let?s be real?it?s not even half of China?s share. Voters clearly see the US as an important market with big names like Tesla, Ford, and GM investing hard, but it?s still playing catch-up. There?s demand, but the scale and aggressive rollout just can?t match China yet.

The rest? Honestly, they?re way behind in people?s minds. Russia pulled in just 5.53% (115 votes), the UK had 5.09% (106 votes), and India was even lower at 3.32% (69 votes). That tells you voters see these markets as minor players?sure, there?s growth potential, but nothing that?s gonna flip the global EV industry upside down anytime soon.

Bottom line? Everyone?s betting big on China leading the EV charge for years to come, with the US making moves to stay relevant, while India, Russia, and the UK aren?t moving the needle much yet.

#EVMarket #ChinaEV #FutureOfEVs #ElectricVehicles #USAutoMarket #EVIndustry #GreenTech #EVGrowth #SustainableDriving #AutoTrends

Globally, the Ed-Tech industry is thriving, with plenty of companies and start-ups helping revolutionize the way educational material is consumed. A few young and innovative companies are breaking the barriers of the traditional market of education with the help of technology. EdTech is one such path-breaking field that has created opportunities not only for the employees but also brought learning at the doorstep of people of all ages. When asked about which is the best ed-tech company by people, 2.37% of the people voted for Coursera, while 2.21% voted for BYJU�s. On the other hand, 2.95% of the respondents voted for Unacademy. Suffice it to say that the EdTech sector is here to stay as it continues to delve deeper into the global markets.

Are you closer to your financial goals ?

Work, hustle, and go all out! These are the words that we hear more often than anything. For some, it gives them motivation to work harder and achieve their goals, one of which is pretty common - financial freedom. We all are seeking financial freedom to discard every possible hurdle between us and our dreams. Be it a luxury vacation or home, we all have a plan and slowly and steadily, we want to come closer to achieve the same. However, situations can occur and the uncertainty of life never fails to surprise us. When we reached out to the masses to know if they are financially better now than they were a year before, we found that 50.09% of people are at a better financial position. While 17.96 % did not know where they stand and have no idea if they are closer to their goals, 31.95% feel that they are worse off than their previous year.

Moon lighting - What people have to say about it ?

Moon lighting has always been a controversial topic in the industry. While the employers oppose the practice, for employees it is a great opportunity to develop a second income stream, and there is no denying that everybody is looking forward to having the same. With the rising urbanization and a surge in inflation, it gets hard to be dependent on a single stream of income and hence people are opting out of choice for moon lighting. To each its own, but 41.39% of people are ready to take the chance and risk. While 31.27 % of people denied moon lighting, 27.34% of people are willing to consider a second job if they have to.

Career Resolutions for 2023

With all the resolutions that we must have planned for this year, we are sure that some of them are work related. The increasing urbanisation in the world with a surge in the opportunities, there has been a plethora of career options today, as compared to the situation half a century ago. Today, people are more aware of the things that are important for their career. Prioritising work life balance and practicing decent work ethics is what the generation of today is aiming at.  Thinking the same, we conducted a poll on the various career resolutions for this year and found out that 35.01% of people are looking for a job change and 46.92% of people would like to develop a new skill. 12.53% of people are heading towards getting a promotion while 5.54% of people have decided to attend networking events.

How popular is ChatGPT ? 

Chat GPT, the recent AI tool has become the talk of the town lately. The software is free to access and open to feedback for now, due to which a lot of people got to use and understand its basic functions. We conducted a poll to determine if people are planning to use ChatGPT in their work this year. 41.71% of voters said it�s handy and they would use the AI tool while 17.03% said they would not use it. 26.18% of users were not sure whether they might use it or not while 15.08% of users said they don�t know what  ChatGPT is.

What is going to happen in 2023? 

New Year, new resolutions, and new predictions, 2023 arrived with all of this. With technological advances and adaptive changes in our day-to-day lives, we can predict what the future may look like. Hence, we conducted a poll on a few predictions and derived what most people think will happen this year. While doing so, we found out that since more people are likely to shift to electric vehicles, there would be a growth in the number of charging stations, at least 48.01% of people believe so. 28.64% voted that they expect more space tourism exploration this year while 23.35% of people predicted there would be fewer college ranking systems.

New Year Resolutions! Are they for real?

Resolutions have always been a topic of discussion. Here comes December and people start summarising their year and planning resolutions for the next. But over the time period, some people (23.89%) have realised that resolutions are often over rated and they never work. With so much of awareness and knowledge over consistency and discipline, people are getting over the idea to start afresh on the 1st of every year and are more focused on being regular with their habits. Hence, 25.78% are never bothered to try the same. However, the change is not for everyone and 50.33% are still very much up for the resolutions.